Providing unfavorable insurance policies to persons with disabilities is a violation of the Disability Discrimination Act, said the NHRCK.
On July 30, 2009, the NHRCK received a compliant filed by an organization for persons with disabilities that claims, “The insurance office provided policies with a relatively high cost and unfavorable benefits to persons with disabilities, while providing the opposite to the non-disabled for the same type of travel insurance requested.”
According to the investigation conducted by the NHRCK, the insurance office classified the customers into disabled persons and non-disabled persons. Based on a vague probability that accidents would occur more frequently to the persons with disabilities, the office provided unfavorable insurance products to them.
In accordance with the provisions of Article 15 and 17 of the Disability Discrimination Act, “Providers for financial products or services shall not limit, exclude, separate or deny persons with disabilities when it comes to providing their financial products or services.”
The NHRCK issued a recommendation calling on the Chairman of the Financial Services Commission to take measures to prevent similar discrimination. The relevant insurance office was recommended to receive human rights education.